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A Home Loan for Everyone

Motilal Oswal Home Finance Limited (MOHFL), promoted by the Motilal Oswal Group, provides one of the fastest turn-around times for processing applications, enabling credit access on fair terms. Provision of value added proposition like Property Services and Insurance Services, and best in class service for customer segments makes MOHFL the preferred choice of over 60,000 customers in the lower middle income segment.

Business Highlights
  • Focus is on pure retail housing loans with average loan size of Rs 8.6 lakh.

  • Rating upgrade by CRISIL to “CRISIL AA”, “IND AA” rating assignment by India Ratings, and rating upgrade by ICRA to “ICRA AA-”

  • Joined hands with U.S. International Development Finance Corporation (DFC), world’s largest development finance institution. DFC has committed USD 50 mn as a long term loan (for 15 years @ fixed ROI) under ECB route.

  • Disbursed Rs 167 Crores in Q1FY23, up 84% YoY

  • Provided financial assistance to around 48,000 customers.

  • Operates out of 106 locations in Maharashtra, Gujarat, Madhya Pradesh, Andhra Pradesh, Karnataka, Rajasthan, Tamil Nadu, Chhattisgarh, Telangana, Delhi, Haryana and Uttar Pradesh. 

  • Tier 1 CRAR robust at 50%.