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A Home Loan for Everyone

Motilal Oswal Home Finance Limited (MOHFL), promoted by the Motilal Oswal Group, provides one of the fastest turn-around times for processing applications, enabling credit access on fair terms. Provision of value added proposition like Property Services and Insurance Services, and best in class service for customer segments makes MOHFL the preferred choice of over 60,000 customers in the lower middle income segment.

Motilal Oswal Home Loans is managed by a team of professionals having strong experience in Indian housing finance market and headed by Mr. Vijay Kumar Goel, a veteran of over 2 decades in the Indian financial services industry.

Business Highlights
  • The loan book stood at   3,667 crores as on March, 2020 of   3779 Cr with   8.8 lac average ticket size.
  • Provided financial assistance to over 47,900 customers.
  • Operates out of 110 locations in Maharashtra, Gujarat, Madhya Pradesh, Andhra Pradesh, Karnataka, Rajasthan, Tamil Nadu, Chhattisgarh and Telangana.
  • CRISIL has upgraded MOHFL’s rating to AA- (stable outlook) from earlier A+ (stable).
  • MOHFL has shifted to in-house developed software called "Loan Origination System" (LOS) and "Loan Management System" (LMS).
  • Vijay Kumar Goel Chief Executive Officer

    Mr. Vijay Kumar Goel has over 24 years of experience in financial services. He is a rank holder Chartered Accountant and also a qualified cost accountant. He started his career as a management trainee with Birla Global Finance. He spent 11 years with Aditya Birla Group Financial Services where he worked with Birla Global Finance, Birla Mutual Fund and Birla Sun Life Distribution Company. He was the head of insurance distribution and mutual fund sales from 2002 to 2004. He then moved to lead the PCG and Direct Retail group of Birla Sun Life Distribution. Before joining MOFSL in 2006, he was working with Dawnay Day AV Financial Services as Sr. Vice President and Jt. Country Head for Distribution and Equity Broking. Mr. Goel has earlier served MOFSL group as MD & CEO of Broking & Distribution Business. He is also currently leading the Private Wealth Management Business of MOFSL group as MD & CEO.