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A Home Loan for Everyone


Motilal Oswal Home Finance Limited (MOHFL), promoted by the Motilal Oswal Group, provides one of the fastest turn-around times for processing applications, enabling credit access on fair terms. Provision of value added proposition like Property Services and Insurance Services, and best in class service for customer segments makes MOHFL the preferred choice of over 84,000 customers in the lower middle income segment.

Business Highlights
  • Motilal Oswal Home Finance reported profit of Rs. 129 Crores in FY24.

  • NII grew by 5% YoY in Rs. 312 Crores and NIM stood at 7.6% in FY24.

  • AUM of Rs. 4,047 crores as on March 2023.

  • Disbursements crossed Rs. 1,000 crores mark in FY24. 

  • Yield on advances stood at 14.2%, up 30 bps YoY and spread maintained at 5.9%.

  • Net Gearing stands at 2.0x and CRAR remains robust at 51%.

  • Rated AA/Stable by all three rating agencies (CRISIL, ICRA and India Ratings).

  • GNPA stood at 0.9% and NNPA stood at 0.4%.

  • Operates out of 111 locations /12 states in Maharashtra, Gujarat, Madhya Pradesh, Andhra Pradesh, Karnataka, Rajasthan, Tamil Nadu, Chhattisgarh, Telangana, Delhi, Haryana and Uttar Pradesh. 

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